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What is estate planning?
The reality is that nearly everyone has an estate. Notably, cars, houses, bank accounts, life insurance, as well as investments – no matter how large or modest – are all part of your estate. However, estate planning extends beyond your possessions: it is the process of strategizing and preparing for disability, disease, and death. Some people believe that having a will is sufficient, but a will by itself is only part of the whole estate planning picture. At the very least, every estate plan should include a will or trust, a financial power of attorney, and a health care power of attorney that contains instructions for end-of-life treatment (commonly referred to as a “Living Will”).